Business Loans

We care about the success of your business, and we know that sometimes you need extra money to purchase inventory, expand your operations, or even make a fresh start in a new field. Read about your options; then contact a loan officer for more information.

Real Estate Development
Creating a shopping center, a subdivision, or even an entire community? We have the expertise to back your ambition. In addition to competitive rates, we can also provide bonding agreements, lines of credit, and funding for general improvements.

Long-Term Mortgages 
Purchase an existing building for your business (or a building to rent to others) with a long-term commercial mortgage. Our experienced loan officers will explain all terms clearly and suggest creative options.

Account Receivable & Inventory Financing

Do you have more demand than you can keep up with? An inventory loan or line of credit allows you to purchase the inventory you need to satisfy your customers. Payment terms are highly flexible and can be adapted to meet the changing cycle of your business.

Time to upgrade machinery or modernize your facility? Let us customize an equipment or materials loan that will rejuvenate your business.

Construction Loans
If you've outgrown your building, consider expanding with a construction loan. We'll work closely with your contractor to ensure that all funds are disbursed promptly and accurately, and we'll coordinate your long-term financing so you sign (and pay) as little as possible.

SBA Loans
If you dream of owning your own business and don't know where to turn, consider an SBA loan. Government guarantees mean you may be able to borrow more with less up-front cash than you could with a traditional loan, and repayment terms are very flexible. We'll help you through the process and the paperwork.

"Bank of American Fork's SBA program is fabulous. I've used several different 
                                   banks and they are by far the best. They're quick, conscientious and they make it easy."

                                                                - Joel LaSalle, owner of the Oasis Café

                                       "When we were starting our business, we went to four banks, and they only bank 
                                            that was responsive and serious about it was the Bank of American Fork."

                                                                - Ken King, Vice President of RBI, Inc.

Building a business begins with a dream and slowly becomes reality, with a lot of nurturing, pushing and pulling along the way. As a community bank, we've partnered with a lot of friends and neighbors in turning dreams into livelihood. Here, you'll discover a hometown approach to sophisticated business banking, and a customer-first philosophy that's more than just a slogan. Our people are not only knowledgeable and responsive - they're probably your neighbors, too. Come let them turn your business dreams into reality.

Brochure:
Business Loans
Commercial Lending Mailer

For more information about any Loan or Leasing products, contact a loan officer in Utah County at (801) 642-3456, in Salt Lake County at (801) 428-1046, toll free at (888) 842-3456, or visit one of our 11 branches.

Notice: All loans are based on the credit worthiness of the borrower and security pledged. The Bank of American Fork does not discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided the individual has the capacity to contract), receipt of public assistance income, or exercising rights under the Consumer Credit Protection Act.