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Put your money where your mouse is.
SaveSmart Direct
Available exclusively online 		 

Apply, Manage, & Save Online
Click "apply now" above to open your new SaveSmart Direct personal high-yield savings account online. SaveSmart Direct is available exclusively online and not available at our branch locations. You apply, fund, and manage this account online. Once your account is opened you can access your account through Bank of American Fork's online banking. Transfer funds between existing Bank of American Fork accounts or accounts you have at other financial institutions, research transaction history, view statements, pay bills, and much more.  

Only Minutes to Open
Your online enrollment only takes minutes, with no need to visit a branch. Complete your application online, let us confirm your information, and then you are ready to fund your new online high-yield SaveSmart Direct savings account from an existing Bank of American Fork account, an account you may have at another financial institution, or by credit card.
 
SaveSmart Direct
An online-only savings account that offers you more money, but requires less time to manage! Open, fund, and maintain your account online anytime and from anywhere.
  • Open an account with as little as $10 and only a $10 monthly minimum balance to maintain (view disclosures) 
  • Exclusive high-yield Internet only savings account - only minutes to apply online and no branch visits required
  • FDIC insured
  • No need to change your existing checking account or bill payments; your SaveSmart Direct account can work with your existing bank accounts, both at the Bank of American Fork and at other financial institutions 
  • Access your account 24/7, 365 days a year
  • Receive secure and convenient eStatements monthly

Pricing

  • Maintain as little as a $10 monthly balance to avoid the monthly minimum balance fee of $1.50 (view disclosures). 
  • No fee for the first three withdrawal per statement cycle and only $1.00 for each additional withdrawals up to six total per statement cycle (federal law only allows a total of six transfers per statement cycle).
  • Rates are adjustable and interest earned will vary based on your daily balance (view rates).
SaveSmart Direct Frequently Asked Questions (FAQ) 
Do you have additional questions about how to open, fund, or maintain a SaveSmart Direct account? Please visit our FAQ.


For more information about our SaveSmart Direct online savings account, call us in Utah County at (801) 642-3456, in Salt Lake County at (801) 428-1046, toll free at (888) 842-3456.