Personal Bank Cards
VISA CHECK CARD
A fast, convenient, and safe way to pay.

A Visa check card is a type of debit card. It looks similar to a credit card, but acts like a check because the purchase amount is deducted right from your CheckSmart checking account. It helps you simplify your record keeping – monthly statements provide you with a detailed record of all your transactions.
A Visa check card is quicker than making a trip to the ATM, more convenient than writing checks, and much safer than carrying cash. It can be used anywhere Visa is accepted, from supermarkets to restaurants.
Cardholders may use their Visa check cards by signing for their purchases, yet unlike regular Visa credit cards, many Visa check cards may be used with a personal identification number (PIN) to request “cash back” when making a purchase at most stores.
In addition, your Visa check card may also be used to withdraw cash at thousands of ATMs without a fee. Your Visa bank cards may be used at the worldwide ATM network displaying the Visa, Plus, Jeanie, MoneyPass or Star symbols. No-fee ATMs are available at any Bank of American Fork or Zion’s Bank buildings.
Your Visa check card is accepted at millions of merchant locations worldwide. And you are protected from unauthorized charges with Visa’s Zero Liability program.
VISA CLASSIC CREDIT CARD*
The Visa Classic Credit Card has a fixed rate of 14.9% Annual Percentage Rate.

Visa remains the leader in consumer credit cards by offering the convenience, security, reliability and acceptance consumers demand. The payment network offers the most convenient and most reliable way to pay anytime, anywhere and in any way.
The Visa Classic credit card is an ideal card because of its simplicity, flexibility and worldwide recognition. There are no interest charges if you pay your balance in full each month.
Visa Platinum Credit Card*
Our premium platinum card has a fixed rate of 9.9% Annual Percentage Rate.

As a Platinum card holder, you receive awards points every time you use your card for purchases. Earn a point for each dollar spent and redeem them for brand-name merchandise or exciting travel offers. With automatic amenities like ScoreCard Rewards, concierge service, and up to $1 million travel accident insurance, few other cards give you such great value.
*Subject to credit approval.
Credit Reserve Overdraft Protection Avoid overdraft charges by linking a Credit Reserve line of credit to your checking account. If your account becomes overdrawn, money will automatically be transferred from the Credit Reserve, up to your available credit limit.
Brochures:
Bank CardsConsumer Bank Card Application PAY BILLS WITH YOUR VISA CHECK CARD OR VISA CREDIT CARD.
Using your Visa check card or credit card is an easy and rewarding way to pay your bills. Whether it’s your wireless service, cable/satellite TV, insurance or utility bill, you’ll save time and avoid hassles.
When you pay your bills with your Visa card, you can:
Eliminate missing payments with Automatic Bill Pay
Make last-minute payments with One-time Bill Pay
Save time and eliminate hassles of check writing and mailing
Keep track of payments on a Visa credit card statement or with your checking account statement
For more information on Personal Bank Cards call us in Utah County at (801) 642-3456, in Salt Lake County at (801) 428-1046, toll free at (888) 842-3456, or visit one of our 11 branches.