Savings

Statement Savings
This account earns interest, regardless of balance. Limited to three withdrawals in one month.  

Certificates of Deposit (CDs)
An account for the serious saver. Fixed rate CDs have maturities from three months to six years. The minimum opening deposit is $500. Penalties may be assessed for early withdrawal.  

Individual Retirement Account (IRA)
 Earn a high rate of return while saving for retirement. Your earnings may grow tax-deferred or tax-free. The minimum opening deposit is $10. Penalties may be assessed for early withdrawal.

SaveSmart - New
A high-yield savings account offered exclusively online. Open, fund, and maintain your account online. More money. Less time. Apply Now / Learn More 

Accounts
Statement Savings
Certificate of Deposit
Individual Retirement Account
SaveSmart
Direct
Minimum to Open
 
$10
$500
$10
$10
Monthly Service Fee
 
$0
$0
$0
$0
Interest Bearing
Checkmark
Checkmark
Checkmark
Checkmark
Limitations A fee is assessed if you exceed three withdrawals in one month. A total limit of six pre-authorized withdrawals per month. Early withdrawal penalties may apply. Early withdrawal penalties may apply. Available exclusively online. A fee is assessed if you exceed three withdrawals in one month. A total limit of six pre-authorized withdrawals per month.

How do I open a Personal Savings account?
View Rates

For more information about Personal Savings Account options call us in Utah County at (801) 642-3456, in Salt Lake County at (801) 428-1046, toll free at (888) 842-3456, or visit one of our 11 branches.