Savings CDs and IRAs

Certificates of Deposit (CDs) provide a fixed rate of return if you commit funds for a specified period of time.  You can benefit from higher fixed interest rates and the security of FDIC insurance.

 
Minimum Balance
to obtain APY
Interest Rate
APY
Statement Savings

$10

1.00%
1.00%
3 Month Certificate of Deposit (CD)

$500

2.48%
2.50%
6 Month CD

$500

2.72%
2.75%
12 Month CD

$500

2.97%
3.00%
18 Month CD

$500

3.11%
3.15%
24 Month CD

$500

3.16%
3.20%
36 Month CD

$500

3.36%
3.40%
48 Month CD

$500

3.60%
3.65%
60 Month CD

$500

3.84%
3.90%
72 Month CD

$500

3.84%
3.90%
Individual Retirement Account (IRA)

$10

3.20%
3.25%
 
 
 
Minimum Balance
to obtain APY
Interest Rate
APY

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Minimum Balance
to obtain APY
Interest Rate
APY
SaveSmart Direct

$10

1.00%
1.00%

$1000+

2.08%
 2.10%
 

$50,000+

3.06%

3.10%

$100,000+

3.15%

3.20%

 

 $250,000+

3.25%
3.30%
 

Annual Percentage Yields (APYs)
are effective for 05/08/2008 only, and are subject to change without notice. Web site rates are generally updated weekly. These are variable rate accounts and rates may change after an account is opened.  

Penalties may apply to withdrawals made prior to maturity. Our CDs automatically renew. Special offerings that renew will default to a lower required maturity term and listed rate if the special offering has been discontinued. Please see CD terms and agreement for more information. Account fees could reduce earnings. 

How do I open my new Savings or SEP account? 

Please contact us for additional product and rate information.

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